Will Quitting Smoking Lower My Life Insurance Premiums?
Posted: October 7, 2019
Will Quitting Smoking Lower My Life Insurance Premiums?There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save money not only on the cost of cigarettes and healthcare, but on life insurance premiums as well. If you are ready to quit, talk to our friendly agent about how and when it will get you better life insurance rates....
What Kind of Insurance Do I Need If I Rent Out My Home?
Posted: October 4, 2019
What Kind of Insurance Do I Need If I Rent Out My Home?If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...
What To Know Before Trading In Your Car
Posted: October 2, 2019
What To Know Before Trading In Your CarThere’s nothing better than that new car feeling. But before you drive your new ride off the lot, you often have to decide what to do with the car in your driveway. When it comes to getting rid of a used car, you have two options: selling it yourself or trading it in. (If money isn’t an issue, cars also make great charitable donations.) There...
How To Keep Your New Car's Value As Long As Possible
Posted: October 1, 2019
How To Keep Your New Car's Value As Long As PossibleBuying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small SUV $32,000 for a minivan $33,000 for a midsize SUV $39,000 for a small luxury car If you have recently purchased a new vehicle or...
How Many Life Insurance Policies Do I Need?
Posted: September 22, 2019
How Many Life Insurance Policies Do I Need?Financial planning is not always cut and dried. Changes are likely to occur in a person’s life, and financial needs and goals shift along with them. Life insurance is part of the financial picture for a good portion of our lives. It may increase as our responsibilities increase and decrease as we accumulate more assets. There may be times when it suits a person’s needs...